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Updating Beneficiaries After Divorce in New Jersey: Why It Matters More Than You Think
After a divorce is finalized, many people assume their financial affairs are automatically aligned with their new circumstances. In reality, one of the most commonly overlooked steps is updating beneficiary designations. In New Jersey, failing to revise beneficiaries...
Buying or Selling a New Jersey Home With an Underground Oil Tank: Legal and Financial Risks You Should Understand
Underground oil tanks are a common feature in older New Jersey homes, particularly those built before natural gas became widely available. While many of these tanks are no longer in use, their presence, whether active, abandoned, or previously removed, can...
How New Jersey Divorce Impacts Digital Assets: Streaming Accounts, Cloud Storage, and Online Purchases
The modern household operates heavily in the digital world. Instead of filing cabinets and CD collections, families now rely on cloud storage, streaming accounts, shared software subscriptions, digital photos, and purchased media libraries. These assets may not feel...
Selling a New Jersey Home With Solar Panels: What Sellers and Buyers Must Know
Solar panels have become increasingly popular in New Jersey, both for their environmental benefits and the promise of lower utility bills. But when it's time to sell a home equipped with solar panels, the process becomes more complicated than a traditional real estate...
The Risks of Waiving a Home Inspection in New Jersey and How to Protect Yourself When You Still Want the House
In today’s competitive New Jersey housing market, buyers often feel pressure to make offers more attractive, sometimes by waiving the home inspection. While this strategy can strengthen a bid, it also carries significant risks. Hidden structural problems, safety...
How New Jersey Courts Treat Student Loans in Divorce: What Happens When Debt Was Used for One Spouse’s Career?
Student loans are one of the most common forms of debt carried by couples in New Jersey. When divorce occurs, determining who is responsible for this debt can be surprisingly complicated, especially when the loans helped one spouse obtain a degree or license that...
How New Jersey Divorce Affects Your Tax Filing Status and Deductions
Divorce changes more than living arrangements and finances, it also affects how you file your taxes. Many New Jersey residents are unsure whether they should file jointly, separately, or as head of household during the year of divorce. They also may not know how...
Understanding Use and Occupancy Agreements in New Jersey Home Sales
Real estate transactions in New Jersey do not always line up perfectly with a buyer’s or seller’s moving plans. Sometimes a seller needs to remain in the home after closing. Other times, a buyer hopes to move in early before the final walkthrough or closing date. In...
How Divorce Impacts Ownership of a Family Business in New Jersey
For many New Jersey couples, a family-owned business is more than just an income stream, it’s the result of years of hard work, long hours, and financial sacrifice. When divorce enters the picture, dividing or preserving that business can become one of the most...
How Mortgage Refinancing Works After Divorce in New Jersey
The marital home is often a couple’s most significant asset, and deciding what happens to it during divorce can be emotionally and financially challenging. If one spouse wishes to remain in the home, mortgage refinancing is usually necessary. Refinancing ensures the...
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